One of the most common questions new investors ask is: how do I actually get paid? The answer is simple in principle, but there's a well-designed financial pipeline behind it that ensures accuracy, transparency, and timeliness.
The Flow of Funds
Here's how money moves from a property to your account:
- check_circleTenants pay rent to the SPV's dedicated bank account
- check_circleProperty management costs and maintenance expenses are deducted
- check_circleThe annual management fee (1.5% of invested capital, charged quarterly) is deducted
- check_circleNet distributable income is calculated for the quarter
- check_circleEach shareholder receives their proportional share based on ownership percentage
- check_circlePayout amounts are deposited into investors' JengaFi account balances
Payout Schedule
Distributions are processed quarterly. After each quarter ends, the SPV's financial results are prepared, reviewed, and distributions are calculated. Payouts are typically processed within 2–3 weeks of quarter-end.
Every payout is logged as a transaction on your account with a clear reference, timestamp, and link to the source investment. You can view your full payout history from the Payouts section of your dashboard.
Currency & Accounts
JengaFi account balances are denominated in USD by default. Rental income collected in local currencies (KES, NGN, GHS, ZAR) is converted to USD at prevailing market rates before distribution. This means you always see a consistent balance in one currency, regardless of which markets your investments span.
Every account maintains a running balance that is updated with each deposit, investment, payout, and withdrawal. The underlying ledger uses double-entry accounting — for every credit, there's a corresponding debit — ensuring the books always balance.
Withdrawals
Available funds in your JengaFi account can be withdrawn at any time. Withdrawal requests are processed to your linked bank account or mobile money wallet. There are no exit fees — withdrawing your available balance is free.
Note that capital invested in active SPVs is locked for the duration of the investment term. Only distributable returns and any completed investment proceeds are available for withdrawal.
Every cent is tracked. The double-entry ledger system ensures complete financial transparency — from rental collection through to your payout. Download your full statement anytime from the dashboard.